Friday 21 December 2012

Five ways to buy your Christmas shopping for less



Oh I know I know, it’s here again already. If you feel like last Christmas has only just been and gone then you’re not the only one. The years are flying by, and you know why? It’s because we’re all getting old! If there are any readers still remaining after this light, breezy and optimistic intro, then let’s reward you for trudging on with some fail safe tips to save money on your Christmas shopping this year.  

Shop around for the best deals

This is age old advice but it still applies. The internet has made it so much easier to compare prices from a wide range of retailers in just a few minutes, so you really would be daft not to shop around. Many people prefer to buy their Christmas shopping in store, which is fine, but before you go carry out some research online, as this will save you traipsing from one end of town to the other checking prices. 

This winter there seems to be some good deals on the traditional Christmas ever-presents. If you’re in search of some toiletries then the Bodyshop is running a good deal at the moment which allows you to save £5 when you spend £15, £10 when you spend £25 and £25 when spending £50. 

If you’re looking to compare prices online then MegaShopBot.com will help you find the lowest price online in just a minute or so, comparing prices for common gifts such as DVDs, CDs, books and electrical items.

Eyes peeled for voucher codes

Voucher codes have been one of the better innovations of the last five years, allowing consumers save on everyday items and affording retailers, event days and restaurants the opportunity to create additional demand for their products. Two of the best voucher code websites are MyVoucherCodes and VoucherCodes.co.uk. They also act as an excellent source of inspiration if you are yet to decide on the perfect gift for that special someone. 

Use a cashback credit card

You’re not going to save massive amounts of money using a cashback credit card, but it’s money for nothing, so you might as well take advantage. Typically you might receive 5% cashback on your purchases, so if you spend £100 you’ll receive £5 back. £5 may not seem like a lot but it’ll buy you a half decent bottle of wine, and it’s on your bank, so why wouldn’t you make the most of it? 

The majority of cashback cards offer the best rates during the first three months of use, usually in the region of 5%, before falling to 2.5% once this period has experienced. So if you don’t have a cashback card yet, it’s well worth signing up for one before Christmas. Also, make sure you check whether annual fees apply to the cards before making your decision.  

The rise of the cashback website

There are plenty of cashback websites in operation which, if you visit a retailer via their site, will return some of the money you spend as credit. Christmas is a great time for deals as this is the time when retailers offer their best deals in a bid to get a healthy slice of the Christmas market.     

Get handy

Some of us have been gifted with absolutely no craft skills whatsoever, so if you are lucky enough to be good with your hands, you should make sure you use them. Save money by making your own cards. Photobooks are an excellent method of investing time rather than money into presents, whilst still giving a gift which will be valued and treasured. Alternatively, you might be a dab hand in the kitchen, in which case, why not get your bake on? 

Author: Trust Deed Forum is a trusted debtadvice resource for those struggling with debt. Pose questions anonymously to debt experts or learn from the experiences of others who have found themselves in a similar situation. Visit the website today.